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Privacy Policy
- Effective Date:
Introduction
At Lender Processing (“Company,” “we,” “our,” or “us”), your privacy is our priority. As a direct lender in some states and a provider of loans through licensed lending partners in others, we’re committed to handling your information with care, transparency, and integrity.
This Privacy Policy describes how we collect, use, share, and safeguard your personal information when you visit https://lenderprocessing.org (the “Website”) or communicate with us through digital forms, email, or SMS.
By using our Website or services, you consent to the practices described here. If you do not agree, please discontinue use of the Website.
Personal Information We Collect
We may collect the following categories of personal information, directly or automatically:
Identifiers
Name, address, email, phone number, date of birth, IP address, device ID
Sensitive Personal Information
Social Security number, banking details, income information (used for application purposes only)
Internet or Network Activity
Geolocation Data
Commercial Information
Professional or Educational Information
How We Collect Your Information
We collect personal data in the following ways:
- Directly from you when you fill out a form, apply for a loan, or contact our support team
- Automatically through your browser or device using cookies, beacons, or analytics
- From third parties such as identity verification, fraud prevention, or customer support vendors
How We Use Your Information
Purpose
Types of Data
To process and fund loan applications
Identifiers, Sensitive Info, Financial Data
To improve our products and services
Internet Activity, Commercial Info
For customer support and communication
Identifiers, Contact Info
For compliance, legal, and risk management
All categories
For marketing and site personalization
Identifiers, Browsing Data (opt-out available)
For fraud detection and data security
All categories
Purpose
To process and fund loan applications
To improve our products and services
For customer support and communication
For compliance, legal, and risk management
For marketing and site personalization
For fraud detection and data security
Types of Data
Identifiers, Sensitive Info, Financial Data
Internet Activity, Commercial Info
Identifiers, Contact Info
All categories
Identifiers, Browsing Data (opt-out available)
All categories
Communication & SMS Consent
By providing your contact information, you agree to receive communications from Lender Processing, including SMS/text messages related to:
- Loan applications and funding
- Status updates or reminders
- Account support
- Optional promotional offers
SMS Terms:
- Message frequency varies
- Message and data rates may apply
- You may opt out by replying STOP to any message
- For help, reply HELP
Your SMS consent is never pre-checked and is documented at the time of submission. We do not share your mobile number with third parties for their marketing purposes.
Sharing of Personal Information
We do not sell your personal information.
We may share it only with:
- Trusted service providers (e.g., cloud storage, loan servicers, customer support tools)
- Regulatory agencies, if required by law
- Lending partners where applicable, depending on your state, in order to present eligible loan options
Data Storage & Transfers
Data Retention & Security
Your State Privacy Rights
Right
Description
Right to Know
View the categories of personal data we collect
Right to Delete
Request deletion of your personal information
Right to Correct
Correct inaccurate or outdated data
Right to Opt-Out
Opt out of data sharing (note: we don’t sell data)
Right to Appeal
Appeal a decision regarding a privacy request
Right
Right to Know
Right to Delete
Right to Correct
Right to Opt-Out
Right to Appeal
All categories
Description
View the categories of personal data we collect
Request deletion of your personal information
Correct inaccurate or outdated data
Opt out of data sharing (note: we don’t sell data)
Appeal a decision regarding a privacy request
To exercise your privacy rights, contact us at:
Credit & Loan Disclosures
When applying for a loan:
- We may conduct a soft credit inquiry during prequalification. This does not impact your credit score.
- If you accept a loan offer, we may perform a hard inquiry, which may affect your score.
- Loan terms and availability depend on your state, credit profile, and applicable law.
Typical loan features:
- Amounts between $1,000 and $50,000
- APRs ranging from 6.99% to 35.99%
- Terms of 3 or 5 years
- No prepayment penalties
Children’s Privacy
External Links
Policy Updates
Contact Us
Lender Processing
2795 E Cottonwood Parkway, Suite #1020
Salt Lake City, UT 84121
To stop receiving SMS messages, reply STOP at any time. For help, reply HELP.